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This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
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In the case of multiple licenses, please enter your resident state license information as CE credit will only be processed for one state. Modifications to your CE request may be made up until the last day of the course through the My Courses tab in your PROfile. Certain states have rules regarding repetition of courses, please review those requirements prior to requesting CE credits.
The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
IMPORTANT: If you have previously taken this course it is imperative that you review the repetition rules established by your State Department of Insurance as some states do not allow a course to be repeated within a certain period of time.
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OVERVIEW AND TOPICS
Commercial Property, Key Items To Understand
Commercial property insurance policies are fraught with a “minefield” of exclusions, limits, and conditions. Participants will identify some of the areas that could be most concerning to their insureds, especially after a loss has occurred, and examine ways to solve them. They will discuss significant issues regarding ordinance or law, additional covered property, additional building property, debris removal, pollutant clean up, rebuilding expenses following a disaster, property valuations, and loss settlements.
Personal Lines, Issues We Need To Understand
In this session, participants will explore significant concerns found within the ISO Personal Automobile and Homeowners policies – such as ownership, liability, and loss assessment coverage - and develop ways to explain them to their clients.
What You Auto Know About the BAP: Gaps, Traps or OMG
Participants will identify the gaps and traps in the ISO Business Auto Policy and learn ways to avoid and/or close the gaps in coverage. They will examine BAP endorsements and discuss how they can amend policy provisions, add coverage, or restrict coverage. They will be able to determine how best to address their client’s needs to avoid the gaps and traps in coverage.
CGL & The Contractor: Traps & Tricks
Participants will identify the “traps” in the most current ISO Commercial General Liability Policy and learn ways to avoid them. They will examine coverage issues related to Coverage A - Bodily Injury and Property Damage and Coverage B - Personal & Advertising Injury Liability. They will examine the meaning and intent of selected CGL exclusions and discuss possible insurance solutions to better serve their clients.
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Did you know…
To earn your CIC, you can take 5 of the 7 CIC courses
-OR-
Take 4 CIC courses and 1 CRM or CPRM course
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Attention: This course is not approved for State reported continuing education credits.
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This Ruble is allowed only for Dues-Paid designees. To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
This course is only for Alliance designees. Click here to learn about our designations.
This course is allowed only for CISR, CISR Elite & CSRM Dues Paid designees. To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
This course is allowed only for CIC, CRM and CPRM Dues Paid designees. To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
This course is allowed only for Dues-Paid designees. To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
This course only grants update credit for CISR, CISR Elite & CSRM designations
Important Notice
If you've recently completed this course under the CISR program, some states may not award state-reported CE credit due to repetition rules. Please contact our CE team at cesupport@riskeducation.org for additional information.