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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Commercial Property, Key Items To Understand
Commercial property insurance policies are fraught with a “minefield” of exclusions, limits, and conditions. Participants will identify some of the areas that could be most concerning to their insureds, especially after a loss has occurred, and examine ways to solve them. They will discuss significant issues regarding ordinance or law, additional covered property, additional building property, debris removal, pollutant clean up, rebuilding expenses following a disaster, property valuations, and loss settlements.
Personal Lines, Issues We Need To Understand
In this session, participants will explore significant concerns found within the ISO Personal Automobile and Homeowners policies – such as ownership, liability, and loss assessment coverage - and develop ways to explain them to their clients.
What You Auto Know About the BAP: Gaps, Traps or OMG
Participants will identify the gaps and traps in the ISO Business Auto Policy and learn ways to avoid and/or close the gaps in coverage. They will examine BAP endorsements and discuss how they can amend policy provisions, add coverage, or restrict coverage. They will be able to determine how best to address their client’s needs to avoid the gaps and traps in coverage.
CGL & The Contractor: Traps & Tricks
Participants will identify the “traps” in the most current ISO Commercial General Liability Policy and learn ways to avoid them. They will examine coverage issues related to Coverage A - Bodily Injury and Property Damage and Coverage B - Personal & Advertising Injury Liability. They will examine the meaning and intent of selected CGL exclusions and discuss possible insurance solutions to better serve their clients.
