OVERVIEW AND TOPICS


After an overview of the structure of the Commercial General Liability Policy, participants will take an in-depth look at the coverages provided by the CGL Policy. They will discuss the insuring agreement and be able to explain who is insured. They will identify the important CGL exclusions and their impact on their clients. They will examine the meaning and intent of these selected CGL exclusions and discuss solutions to remedy the coverage gaps created by exclusions.
Certificates of insurance and the related issue of additional insureds are often sources of confusion and E&O claims for the insurance professional. In this session, insurance professionals will discuss additional insureds in-depth – types of insureds, how they work, how coverage is limited, and common problems that can arise. They will gain a better understanding of how the named insured status relates to commercial general liability, business auto, and property insurance. For each policy type, they will discuss why an additional endorsement may be needed and the impact on the coverage. They will learn the importance of a certificate of insurance and how to use it properly. Using specific ACORD certificate of insurance forms (ACORD 24, 25, 23, 27, and 28), they will examine the purpose of the certificate, critical things to consider before issuing a certificate, how to properly use certificates of insurance, and identify ways to avoid some of the common problems and errors.
An organization’s assets are exposed to threats of embezzlement, fraudulent electronic funds transfer, forgery, robbery, safe burglary, and credit card forgery, etc. from employees and cunning criminals alike. Most commercial property insurance and general liability policies will not cover losses due to criminal activity. In this 4-hour session, participants will discuss the reasons for purchasing crime coverage. They will examine the available crime forms within the ISO series as to their intent and applicability. They will analyze the exposures, review insuring agreements, determine how coverage can be modified by the policy’s exclusions and conditions, and develop an insurance solution. They will discuss Employee Theft, Money/Security/Other Property, Computer Fraud and Funds Transfer Fraud, and Money Orders and Counterfeit Money.
Participants will discuss the importance of ethical behavior. What is it? Why is it important? How does an insurance agency develop it and incorporate it in the remote workforce? In this session, participants will review the professional, legal, and ethical responsibilities in dealing with the day-to-day realities of the complex, ethical issues of the insurance industry. They will discuss the key to ethical decision making. They will examine how to create an ethical team environment in the insurance agency.

COURSE DETAILS


DURATION
16 Hours

PRICE
Contact for Details

FORMAT
Classroom

CE CREDIT
Varies by State

INSTRUCTION LEVEL
Master

FINAL EXAM
No Exam

EVENT LOCATION


DoubleTree by Hilton South Charlotte Tyvola

5624 Westpark Drive
Charlotte, NC
28217

704-527-8000

FACULTY BIO


WHO SHOULD REGISTER


REQUEST MORE INFORMATION


*
*

REQUEST MORE INFORMATION


CLICK HERE