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OVERVIEW AND TOPICS
Contract Analysis for the Insurance Professional for The Food & Beverage Industry
This session will provide agents with guidelines for analyzing the exposures and types of losses associated with a food and beverage type risk. They will examine contracts and agreements usual and customary to the food and beverage industry, such as: lease of premises, equipment leases, service contracts, franchise agreements, contracts regarding bailed property, purchase orders, and dumpster agreements. As part of this process, they will also examine specific insurance policy provisions of the Commercial General Liability Coverage Form, Businessowners Liability Coverage Form, Workers Compensation and Employers Liability Policy, and Commercial Property Coverage Forms to understand how insurance coverage might match assumed exposures.
Recipes for Commercial Property Coverages for the Food & Beverage Industry
After an overview of the exposures and types of losses associated with a food and beverage type business, participants will learn how to properly insure these complex and unique exposures. They will examine specific insurance policy provisions of the Building and Personal Property Coverage Form, Building Income Coverage Form, Leasehold Interest Coverage Form, and Legal Liability Coverage Form to better understand how coverage is or is not provided for this type of exposure.
Recipes for Commercial Casualty Coverages for the Food & Beverage Industry
Participants attending this session will be able to identify and analyze the commercial casualty exposures associated with the food and beverage industry. They will review the Commercial General Liability Coverage Form, Business Auto Coverage Form, Liquor Liability Coverage Form, as well as endorsements that will further restrict or broaden coverage. They will learn how to address these issues and understand the coverage enhancements important to any food and beverage type risk.
EPLI & Cyber Coverages for the Food & Beverage Industry