Please enter the email address for the person you are registering.
Attention: This course is not approved for State reported continuing education credits.
Do you want to add yourself in waitlist for this event?
Already registered
You can not register same event with in 30 days.
Designated participants are only allowed to register for this course.
This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
Letter of Good Standing Request
Please enter details below to verify the request.
Please enter details below to verify CE Request.
Yes
No
In the case of multiple licenses, please enter your resident state license information as CE credit will only be processed for one state. Modifications to your CE request may be made up until the last day of the course through the My Courses tab in your PROfile. Certain states have rules regarding repetition of courses, please review those requirements prior to requesting CE credits.
The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
Request saved successfully!
Please wait...
20
What Time Does This Start For Me?
Pacific
Mountain
Central
Eastern
OVERVIEW AND TOPICS
Hidden Policy Coverages
Using case law interpretation of liability policies, participants will examine hidden coverages in both personal and commercial lines policies. They will understand who is insured under the PAP, employer’s liability and the CGL, host liquor liability and the CGL, auto coverage under the Homeowners and CGL, contractor’s liability coverage, and more. They will examine endorsements that should be considered to enhance coverage.
Pollution and Environmental Liability
Participants will learn the legal concepts related to pollution liability and important federal environmental statutes. They will examine solutions to this exposure by identifying gaps in standard commercial policies and the environmental insurance designed to fill those gaps.
PAP vs BAC - Insuring Autos and Drivers Correctly
Agents will examine the differences between the Personal Auto Policy (PAP) vs. the Business Auto Coverage Form (BAC/BAP), including “who is an insured,” eligibility, newly acquired autos, exclusions, and endorsements to provide the proper protection for the insured. For example, they will see that the PAP provides great coverage for the named insureds and their family member for “any” auto. The BAC is much more limited in nature and only provides coverage for the named insured for a “covered auto,” which leaves some auto users uninsured. They will analyze coverage differences between the two policies. They will review endorsements used to expand the insured definition under the PAP (Joint Ownership Coverage PP 03 34 and PP 13 03) and the BAC.
Hotels, restaurants, resorts, taverns, and other hospitality properties are susceptible to significant loss exposures. No industry was hit harder by COVID-19 than the hospitality industry. In this session, you will examine the property risks including real and intangible property, owned and leased space, business income, and extra expense. You discuss liability risks from guests, entertainers, general public, owners, franchisors, and employees. You will learn about the use of technology in the hospitality industry and the resulting exposures. You will identify the issues encountered when insuring hospitality risks, learn how to address these issues, and understand the coverage enhancements important to any hospitality type risk.
