Participants will explore the important legal concepts that establish the workers compensation system and the related employer exposures. First, they will review the fundamentals of Workers Compensation. Next, they will review each part of a Workers Compensation and Employers Liability Policy. They will discuss the importance of Items 3A, 3B, and 3C on the Information Page and identify the problems encountered by the insured, insurance company, and agent. They will examine the policy and important endorsements that may be used as possible solutions to the problems. The session will conclude with a discussion on leasing.