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Other Personal Lines Solutions

Mar 28, 2023 07:45 AM ET | PIA Southern Alliance Webinar Event

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Attention: This course is not approved for State reported continuing education credits.

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This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.

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OVERVIEW AND TOPICS

The CISR Other Personal Lines Solutions course addresses coverage exclusions and limitations in the most current ISO Homeowners 3 – Special Form and the ISO Personal Auto Policy. This course addresses exposures created by clients’ business activities, their ownership or use of recreational vehicles and watercraft, as well as the need for additional coverage through Personal Umbrella Liability and Catastrophe Coverage. Personal Lines clients may not be aware they are lacking the proper insurance coverage for these activities until after a loss occurs. After completing this course, you’ll understand when an appropriate endorsement, other specialty coverage, or a proper referral to commercial lines may be necessary to support primary lines of coverage and provide the needed insurance protection.

This course is best taken after CISR Personal Residential Property & CISR Personal Auto Exposures.

Business Activities of Personal Lines Clients

Analysis of unique exposures to in-home businesses, types of loss, risk management considerations, and methods of insuring exposures.

Recreational Lines

Learn to identify exposures faced by personal lines clients with recreational vehicles and watercraft. You will be able to explain related coverage and limitations in the ISO Homeowners and Personal Auto Policies and identify coverage solutions through endorsements or specialty policies.