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OVERVIEW AND TOPICS
Business Income...The Mystery Continues
In this session, participants take an in-depth look at the business income exposure. They review business continuation plans and learn the finer points of policy language and its effects on the insured. They will be able to explain the pros and cons of various endorsements, the use of the Extra Expense Coverage Form and the Leasehold Interest Coverage Form. Using a business income case study, participants will better understand catastrophe planning and be able to explain how Business Income Coverage, when properly designed, is critical to this process.
Organizational Ethics
Participants will discuss the importance of ethical behavior. They will examine the professional, legal, and ethical responsibilities in dealing with the day-to-day realities of the complex, ethical issues of the insurance industry. They will discuss the key to ethical decision making.
Tips, Tricks, and Traps of the CGL Policy
Agents will learn the hidden coverages and gaps, intended and unintended, found in the Commercial General Liability Policy. They will explore surprises that can broaden coverages or disadvantage their clients.
Employment Practices Liability
Many states have “at will” employment laws, but those laws don’t shield employers from EPL lawsuits. This course will walk participants through major federal and state employment laws that present EPL risks to insureds.