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This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Employment Related Practices, Exposures & Coverages
Participants will examine and be able to explain the issues related to Employment Practices Liability. They will learn the basic exposures their clients face and review the exclusions contained in most liability coverage forms. They will analyze the coverages found in many Employment Related Practices Policies designed specifically to protect against these causes of action against an insured.
Ordinance or Law
Participants will identify the ordinance or law exposures unique to their clients and be able to explain the significant limitations in an unendorsed standard ISO Commercial Property Policy. They will examine the Ordinance or Law Coverage Endorsement including coverage options, settlement options, premium calculations, increased period of restoration, and more. They will discuss ways the endorsement can address these exposures.
Certificates of Insurance and Additional Insureds
Participants will examine the unique problems in adding Additional Insureds and handling Certificates of Insurance. They will gain an understanding of hold harmless/indemnity agreements and the waiver of subrogation concept. They will identify the types of insureds and reasons for requesting additional insured status. They will identify the problems created when adding additional insureds and how to handle or minimize them. They will discuss the purpose, coverage and limitations or exclusions for additional insured endorsements. They will be able to identify and describe the types of certificates, review evidence of insurance forms, and discuss how they differ from certificates and binders. They will also gain an understanding of Errors and Omissions considerations.