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OVERVIEW AND TOPICS
Commercial Property, Key Items To Understand
Commercial property insurance policies are fraught with a “minefield” of exclusions, limits, and conditions. Participants will identify some of the areas that could be most concerning to their insureds, especially after a loss has occurred, and examine ways to solve them. They will discuss significant issues regarding ordinance or law, additional covered property, additional building property, debris removal, pollutant clean up, rebuilding expenses following a disaster, property valuations, and loss settlements.
Personal Lines, Issues We Need To Understand
In this session, participants will explore significant concerns found within the ISO Personal Automobile and Homeowners policies – such as ownership, liability, and loss assessment coverage - and develop ways to explain them to their clients.
Current Events and the Impact Upon Insurance
This session will provide an overview of current events and their impact on the insurance industry. The discussion includes how recent changes to the Affordable Care Act (ACA) as it relates to employer sponsored health insurance; the Fair Labor Standards Act (FLSA) and the Website Content Accessibility Guidelines (WCAG) and identify possible insurance solutions to their use.
Lying, Stealing, New Types of Fraud: The Importance of Crime Insurance
Participants will examine the available crime forms within the ISO series. They will analyze the exposures, review insuring agreements, determine how coverage can be modified by the policy’s exclusions and conditions. Discussion will include Employee Theft, Depositors Forgery/Alteration, Theft/Disappearance/Destruction, Robbery/Safe Burglary of Other Property, Outside the Premises, Computer/Funds Transfer Fraud, and Money Orders/Counterfeit Money.