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Pacific Mountain Central Eastern

OVERVIEW AND TOPICS


Participants will track through the claims and coverage questions arising in a serious construction injury case from beginning to end. The topics address the property and casualty insurance coverages that can be impacted. It will include an injured employee’s lawsuit and its relationship to worker’s compensation, liabilities for the condition of a construction site, and if there is insurance coverage for the construction site condition. The subject will close with how to address defective construction claims and indemnity claims in general.
In this session, agents will explore the basic elements of insurance contracts and the major contract provisions, including waivers of subrogation, exculpatory agreements, and other indemnity requirements. The discussion will extend beyond the Commercial General Liability Coverage Form, and will include the Businessowners Coverage Form, Workers Compensation and Employers Liability Insurance Policy, Building and Personal Property Coverage Form, and Commercial Inland Marine.
Workplace violence is the second leading cause of workplace deaths. It is a significant issue for employers, insurance companies, brokers/agents, and risk managers. Participants will examine the various facets of insurance that come into play for workplace violence. They will identify the types of workplace violence, categories for violence risks, and the industries affected by it. They will examine the insurance response for workplace violence and review the policies and coverages, such as: Workers Compensation, General Liability, Directors & Officers, Errors & Omissions, Employment Practices Liability, Crime, and Cyber.
Participants attending this session will be able to identify and analyze the liability exposures associated with the sale or gift of alcoholic beverages (including both common law and statutory law) from the perspective of social hosts, as well as licensees/permitees. They will review the Liquor Liability Coverage Form in depth, as well as endorsements that will further restrict or broaden coverage.
Participants will examine information on trucking industry regulatory and compliance issues, insurance coverage forms, and endorsements. They will gain a better understanding of specialty carrier’s non-standard forms.
Participants will identify the unique exposures created by e-commerce and understand how to properly address them with the use of various insurance products. They will learn the D&O and Crime exposures created by "Cyber Crime" and why "Traditional Insurance" does not work for e-business exposures.
Agents will take an in-depth look at the often-confused insurance coverages of Fiduciary Liability, ERISA, and Employee Benefits Liability. After receiving a detailed analysis of the provisions of each, they will be able to distinguish between the coverages, as well as understand the exposures.
Take an in-depth look at specific coverages involving the ISO Commercial General Liability form, including premises and business operations, product and completed operations, contractual, contingent, and personal and advertising injury liability. Identify selected CGL exclusions and the impact on their clients. Learn how specific endorsements can amend policy provisions, add coverage, increase or decrease coverage limits, or restrict coverage. Examine the status of additional insured in the CGL Policy. Discuss who is an insured, why the additional insured endorsement may be needed, and the impact of the endorsement on the coverage.
This session will explore the liability exposures and coverage solutions for businesses that do not own automobiles. Attention will be given towards specific BAP endorsements that affect Who Is an Insured, Garagekeepers coverage, and leased autos.
Many insureds look to their insurance agent for risk management tips and advice in a variety of circumstances. Among the most notable of those circumstances are employee-related issues. In this session, participants will learn how they can effectively advise an insured about multiple risk management issues in human resources related matters by presenting a comprehensive, systematic approach to employment issues. After an overview of employment practices, they will examine employee benefits, how benefits should be administered, and the insurance implications. They will discuss contingent coverage available on the standard ISO Commercial General Liability Policy and an overview of Fiduciary Liability Coverage. Agents will review the ISO standard EPL Policy form and discuss the hot topics in the area of EPLI coverage and risk.
Preparing for new and emerging risks can be a full-time job for the insurance professional. Technology, nature, terrorism, artificial intelligence, human and economic developments are rapidly changing the risk landscape and the insurance environment. In this session, you will identify those emerging risks that could have a significant impact on your client’s business, their agency or organization, or even their career. Using an interactive and breakout approach, you will learn how to prepare for what “will” happen rather than “what” happened.
In this session, participants will understand ethical challenges that insurance professionals face, difference between legal and ethical responsibilities and their fiduciary duties and obligations to the customer, insurer, and peers.

COURSE DETAILS


DURATION
16 Hours

PRICE
Contact for Details

FORMAT
Webinar

CE CREDIT
Varies by State

INSTRUCTION LEVEL
Master

FINAL EXAM
No Exam

FACULTY BIO


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