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OVERVIEW AND TOPICS
General Liability Insurance Traps and Tricks
In this session, participants will identify the “traps” in the ISO Commercial General Liability Policy and learn ways to avoid those “traps” (tricks).
Traps and Gaps in the ISO Business Auto Policy
Participants will identify the “traps” and “gaps” in the ISO Business Auto Policy and learn ways to avoid them. They will examine BAP endorsements and discuss how they can amend policy provisions, add coverage, or restrict coverage. They will be able to determine how best to address their client’s needs to avoid the traps and gaps in coverage.
Additional Insureds
Participants will discuss primary objectives for adding additional insureds. They will focus on named insured as it relates to Commercial General Liability, Business Auto, Workers Compensation, and Umbrella/Excess Liability Policies.
Workers Compensation Issues and Trends
By the end of this session, you will understand coverage areas of Workers Compensation and Employers Liability that are often overlooked. You will examine the impact of an aging workforce on the Workers Compensation marketplace. You will identify issues related to Waiver of Subrogation and the use of Independent Contractors. You will look at the Experience Modification system, its purpose, characteristics of the system, problems that can arise with the system, and discuss how these problems can be addressed.