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This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Employment Related Practices, Exposures & Coverages
Participants will examine and be able to explain the issues related to Employment Practices Liability. They will learn the basic exposures their clients face and review the exclusions contained in most liability coverage forms. They will analyze the coverages found in many Employment Related Practices Policies designed specifically to protect against these causes of action against an insured.
Errors and Omissions Claims Prevention
Errors and Omissions occur regularly and some of these lead to claims against agents, brokers, agencies, and companies. In this session, participants will examine the various parties that may be involved and their legal and ethical responsibilities. They will understand the potential exposures, how to minimize the exposures, and what to do if a claim is made against them.
Ethics for Today
Participants will learn the ethical behavior and standards in dealing with the day-to-day realities of the complex, ethical issues of the insurance industry. They will discuss reasons for unethical actions and examine the guidelines for ethical decision-making. Using real-life scenarios, agents will be able to identify what constitutes an ethical dilemma and recommend an approach to choosing a valid ethical solution.