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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Introducción a la Póliza de Auto Personal
How to determine if a client, and their automobiles, are eligible for a ISO Personal Auto Policy (PAP) by exploring ownerships, types of eligible vehicles, and elgible vehicle usage.
Definiciones de la Póliza de Auto Personal y Cubierta de Responsabilidad
Examine the Personal Auto Policy to identify "who is an insured," what is a "covered auto," and how coverage applies to a "Newly Acquired Auto."
Gastos Médicos
Though exploration of Part B - Medical Payments Coverage or Personal Injury Protection (in required States) you will utilize the Insuring Agreement and the definition of "insured" to understand who is entitled to receive coverage and what these coverage parts provide.
Cubierta de Conductores Uninsured/Underinsured
Who is an "insured" and what is an "Uninsured Motor Vehicle," how states differ in their defintions of "Underinsured Motor Vehicle" (a coverage trigger), and how much a client will receive (the coverage offset).
Cubierta de Daños a su Vehiculo
How to explain "Collision" and Other Than "Collision" coverage to clients, how coverage is provided to their owned autos and "non owned autos," Part - D coverage exclusions, and endorsements to close various gaps in coverage.
Cubierta de Renta de Vehiculos
Learn about the exposures created by renting a vehicle and the coverage provided by the ISO Personal Auto Policy so that you may confidently explain coverage gaps as well as other coverage opttions.
