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OVERVIEW AND TOPICS


This course covers ISO’s 2025 revision to the Commercial General Liability (CGL) Policy. Insurance professionals will explore key updates to coverage forms, conditions, definitions, and endorsements—focusing on exclusions and clarifications related to data privacy, employment practices, electronic data, drones, EIFS, cannabis, AI, assault and battery, and punitive damages. The course includes analysis of case law and state statutes driving these changes, helping professionals interpret and apply the revised policy in practice. By course end, participants will be able to identify and explain the significance of new and revised endorsements, understand the rationale behind withdrawn exclusions and updated definitions, and apply insights from legal developments to coverage interpretation. This course equips professionals to navigate the evolving liability landscape with clarity and confidence.
In this session, agents will identify potential pitfalls that could create problems and examine ways to solve them. Topics will include valuation, debris removal, ordinance or law, and vacancy as they pertain to the Building and Personal Property Coverage Form, as well as the Legal Liability and Leasehold Interest Coverage Forms.
Do you know what to do when a crisis occurs? Uncover the insurance implications and general principles of crisis response for active assailants, product recalls, and data breach/cybersecurity incidents. Analyze a data breach claim and form a plan of action.
Using recent professional liability insurance coverage cases, participants will sit as “jurors” in this interactive session. They will review and discuss the facts of each case and compare their decisions to the actual verdict by the appellate court. They will gain a better understanding of exposures and insurance coverages pertinent to both traditional professionals and non-traditional classes of business.

COURSE DETAILS


DURATION
16 Hours

PRICE
Contact for Details

FORMAT
Webinar

CE CREDIT
Varies by State

INSTRUCTION LEVEL
Master

FINAL EXAM
No Exam

FACULTY BIO


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