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OVERVIEW AND TOPICS
General Liability Coverage and Endorsements - The Fine Print
Take an in-depth look at specific coverages involving the ISO Commercial General Liability form, including premises and business operations, product and completed operations, contractual, contingent, and personal and advertising injury liability. Identify selected CGL exclusions and the impact on their clients. Learn how specific endorsements can amend policy provisions, add coverage, increase or decrease coverage limits, or restrict coverage. Examine the status of additional insured in the CGL Policy. Discuss who is an insured, why the additional insured endorsement may be needed, and the impact of the endorsement on the coverage.
Business Auto Policy Endorsements Why and Why Not
Participants will take an in-depth look at endorsements that modify the Business Automobile Coverage form. They will learn how specific endorsements can amend policy provisions, add coverage, or restrict coverage.
Contractual Risk Transfer
Participants will examine contractual risk transfer as an insurance and non-insurance technique. They will examine various categories of indemnity agreements, such as Hold Harmless and Exculpatory agreements. They will identify potential problems and explore alternate ways to minimize insurance coverage conflicts.
The Ins and Outs of Cyber Insurance
This session will enable participants to identify the reasons for cyber liability coverage by examining various exposures related to cyber risks, coverage limitations in standard liability insurance, and major provisions commonly found in cyber liability insurance policies.