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This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Writing Small Commercial Accounts
Participants will be able to explain the various ways to insure small businesses. Many times commercial coverages are overlooked because of the small size of the insured operations, but many accounts have the same significant exposures as large corporations. Participants will review the property, liability, automobile, workers compensation, umbrella/excess, and equipment breakdown coverages that small business owners need to consider.
Certificates of Insurance and Additional Insureds
Participants will examine the unique problems in adding Additional Insureds and handling Certificates of Insurance. They will gain an understanding of hold harmless/indemnity agreements and the waiver of subrogation concept. They will identify the types of insureds and reasons for requesting additional insured status. They will identify the problems created when adding additional insureds and how to handle or minimize them. They will discuss the purpose, coverage and limitations or exclusions for additional insured endorsements. They will be able to identify and describe the types of certificates, review evidence of insurance forms, and discuss how they differ from certificates and binders. They will also gain an understanding of Errors and Omissions considerations.
