What Time Does This Start For Me?

Pacific Mountain Central Eastern

OVERVIEW AND TOPICS


This session will provide an overview of current events and their impact on the insurance industry. The discussion includes how recent changes to the Affordable Care Act (ACA) as it relates to employer sponsored health insurance; the Fair Labor Standards Act (FLSA) and the Website Content Accessibility Guidelines (WCAG) and identify possible insurance solutions to their use.
Participants will examine the available crime forms within the ISO series. They will analyze the exposures, review insuring agreements, determine how coverage can be modified by the policy’s exclusions and conditions. Discussion will include Employee Theft, Depositors Forgery/Alteration, Theft/Disappearance/Destruction, Robbery/Safe Burglary of Other Property, Outside the Premises, Computer/Funds Transfer Fraud, and Money Orders/Counterfeit Money.
Agents will examine the differences between the Personal Auto Policy (PAP) vs. the Business Auto Coverage Form (BAC/BAP), including “who is an insured,” eligibility, newly acquired autos, exclusions, and endorsements to provide the proper protection for the insured. For example, they will see that the PAP provides great coverage for the named insureds and their family member for “any” auto. The BAC is much more limited in nature and only provides coverage for the named insured for a “covered auto,” which leaves some auto users uninsured. They will analyze coverage differences between the two policies. They will review endorsements used to expand the insured definition under the PAP (Joint Ownership Coverage PP 03 34 and PP 13 03) and the BAC.
Participants will discuss primary objectives for adding additional insureds. They will focus on named insured as it relates to Commercial General Liability, Business Auto, Workers Compensation, and Umbrella/Excess Liability Policies.
Employees get hurt while working, and employers get sued and often held responsible for those injuries. In this session, participants will look at two major policies protecting employers and their employees, Workers Compensation and Employment Practices Liability. They will learn why employers need both Workers Compensation coverage and EPLI.
Using case scenarios, participants will learn how the CGL, Workers Compensation, and Commercial Property policies provide or exclude coverage. They will understand the CGL insuring agreement, contractual liability, additional insured issues, BI covered loss, BOP-valuable papers, workers compensation-international coverage, certificates of insurance and more. Agents will identify methods of covering the loss if it were excluded and review the outcome of each case.

COURSE DETAILS


DURATION
16 Hours

PRICE
$445

FORMAT
Webinar

CE CREDIT
Varies by State

INSTRUCTION LEVEL
Master

FINAL EXAM
No Exam

FACULTY BIO


WHO SHOULD REGISTER


REQUEST MORE INFORMATION


*
*

REQUEST MORE INFORMATION


CLICK HERE