Risk Education Navbar

OVERVIEW AND TOPICS


Certificates of Insurance and the related issue of Additional Insureds are often sources of frustration, confusion, and E&O claims for the insurance producer. In this session, agents will review critical things to consider before issuing a certificate and identify ways to avoid some of the common problems and errors. They will discuss Additional Insureds in-depth, how they work, and how coverage is limited, as well as some common problems that can arise. The course will review the most commonly used Additional Insured Endorsements and examine requests frequently made of agents that may be problematic.
Agents will examine some of the endorsements that can severely restrict coverage under the Commercial General Liability (CGL) Policy. They will review several ISO endorsements and see examples of non-standard endorsements often used by insurers. In each case, they will discuss the effect that the endorsement has on the coverage that would otherwise have been afforded by the CGL Policy.
Many insurance professionals are familiar with workers’ compensation insurance. However, when it comes to protections for those whose employment is not subject to state WC laws, the solutions, benefits, and methods for security coverage are not as widely known. In this session, participants will take an in-depth look at the most common WC coverages available under federal law referred to as “federal coverages.” They will examine the Defense Base Act (DBA), Outer Continental Shelf Lands Act (OCSLA), Federal Employers Act (FELA), Longshore and Harbor Workers Act, Maritime Employers Liability, Merchant Marine Act (the Jones Act), protection and indemnity, and all forms of marine exposure for employees.
Participants will track through the claims and coverage questions arising in a serious construction injury case from beginning to end. The topics address the property and casualty insurance coverages that can be impacted. It will include an injured employee’s lawsuit and its relationship to worker’s compensation, liabilities for the condition of a construction site, and if there is insurance coverage for the construction site condition. The subject will close with how to address defective construction claims and indemnity claims in general.
Participants will explore the insurance needs of companies that do business overseas. They will discuss where, when, and how coverage follows the business overseas, as well as what businesses need to do when it doesn’t. They will examine international package policies, property wrap-ups, and other forms of international coverage.
Many insureds look to their insurance agent for risk management tips and advice in a variety of circumstances. Among the most notable of those circumstances are employee-related issues. In this session, participants will learn how they can effectively advise an insured about multiple risk management issues in human resources related matters by presenting a comprehensive, systematic approach to employment issues. After an overview of employment practices, they will examine employee benefits, how benefits should be administered, and the insurance implications. They will discuss contingent coverage available on the standard ISO Commercial General Liability Policy and an overview of Fiduciary Liability Coverage. Agents will review the ISO standard EPL Policy form and discuss the hot topics in the area of EPLI coverage and risk.

COURSE DETAILS


DURATION
16 Hours

PRICE
Contact for Details

FORMAT
Classroom

CE CREDIT
Varies by State

INSTRUCTION LEVEL
Master

FINAL EXAM
No Exam

EVENT LOCATION


Eden Resort & Suites

222 Eden Road
Lancaster, PA
17601

717-569-6444

FACULTY BIO


WHO SHOULD REGISTER


REQUEST MORE INFORMATION


*
*

REQUEST MORE INFORMATION


CLICK HERE