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OVERVIEW AND TOPICS
Commercial General Liability Concepts and Coverage
ISO CGL policy inclusions and exclusions, limits of Insurance, and how a CGL Policy can be modified to better protect your client’s business.
Additional Insured Concepts and Endorsements
Insurance requirements commonly found in contracts: waivers of subrogation, additional insured status, primary/contributory insurance, and additional insured endorsements.
Business Automobile Coverages and Endorsements
Understanding the Business Auto Coverage Form, who qualifies as an insured, and how to modify the BAP to better protect other persons and/or organizations.
Workers Compensation and Employers Liability
The workers compensation system, activating coverage for Workers Compensation and Employers Liability Insurance, and how responds to work-related injury or occupational disease.
Earl Aycock, Jr. graduated from Millsaps College in Jackson, Mississippi in June 1976 with a BA degree in Political Science. After graduation, he moved to Meridian, Mississippi and began working in his family insurance business that same month. In 1982 Earl received his CIC designation and has maintained it since that time. He now owns the Aycock Insurance Agency, Inc. and has formed with two other agencies, The Insurance Center of Meridian, LLC.
Earl began his teaching career in Sunday school at the First Baptist Church of Meridian, Mississippi. In 1985, he also became a certified flight instructor through the Federal Aviation Administration and has helped many people become certified pilots. The enjoyment and sense of satisfaction he gained from these teaching endeavors ultimately led him to the resolution that teaching insurance would be just as fulfilling. He also realized that in teaching others, the teacher benefits as well.
Steven Lyon
Steven Lyon is the Founder and Principal of Lyon Consulting Services, LLC, an independent educational consulting firm. Steve utilizes his 45 years of experience that comes from owning, operating, and managing a third-generation independent insurance agency in Northern New Jersey.
In addition to owning an agency, Steve has served as the Regional Director of Education for a large brokerage firm, and was Regional Vice President in charge of personal lines for the Insurance Division of a dynamic Banking Institution.
Steve earned his CIC designation in 1980 and CRM in 2003. In addition, he holds the CPCU, ARM, AAI, AFIS, CRIS, AIS and MLIS designations. He is a National Faculty member for The Alliance who regularly speaks at Ruble Graduate Seminars, CIC Institutes, Dynamic of Service classes, and CISR programs throughout the United States and Puerto Rico. In addition, Steve works closely with a wide variety of Professional Insurance Agent Associations, Independent Insurance Agent Associations, Large Brokers and Insurance Carriers.