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Ruble Graduate Seminar

Mar 05, 2026 - Mar 06, 2026 | San Diego

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Attention: This course is not approved for State reported continuing education credits.

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Designated participants are only allowed to register for this course.

This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.

To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues

In the case of multiple licenses, please enter your resident state license information as CE credit will only be processed for one state. Modifications to your CE request may be made up until the last day of the course through the My Courses tab in your PROfile. Certain states have rules regarding repetition of courses, please review those requirements prior to requesting CE credits.

IMPORTANT: If you have previously taken this course it is imperative that you review the repetition rules established by your State Department of Insurance as some states do not allow a course to be repeated within a certain period of time.

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OVERVIEW AND TOPICS

Personal Lines and The Sharing Economy

Participants will examine the concerns that exist when clients offer property and/or use property of others via popular web-enabled services such as VRBO, Couchsurf, Airbnb, and similar platforms. They will explore the most commonly used Homeowners Coverage forms, Personal Auto Policy, Recreational Vehicle Coverage forms, Watercraft policies, and the endorsements that can be used to provide coverage for these unique exposures. They will better understand the coverage issues that may arise when these items are shared with others.

Transportation Exposures of the Agriculture Client

This session will examine the transportation exposures faced by agricultural risks. Agents will review mobile equipment coverages found in farm liability forms; coverage for owned and non-owned vehicles under the Personal Auto Policy (PAP); and auto coverages available under the Business Auto Policy (BAP).

Special Property Endorsements & Gaps

Agents will take an in-depth look at property coverage endorsements and learn to manage their client’s reasonable expectations for these enhanced property coverages. Discussion includes methods for identifying property coverage improvements and property coverage gaps created by today’s operating environment. Agents will examine tools to use for identifying Equipment Breakdown Insurance (Boiler and Machinery), Time Element, and Commercial Coverage gaps and methods for improving coverage.

Insuring Trusts Protecting Your Client's Wishes

After an introduction to the concepts of establishing a trust, reasons for using a trust, and the requirements for a trust, participants will discuss the insurance issues for the trust and the trustee. They will identify the trustee liabilities and insurance coverages needed for building and building personal property, business income and extra expense, crime, workers compensation, employment practices liability, fiduciary liability, business auto, and excess or umbrella. They will examine the trust liability and insurance coverages needed for homeowners, personal auto, and umbrella.

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