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Designated participants are only allowed to register for this course.
This Online MEGA is allowed only for CIC, CRM and CPRM Dues Paid designees.
To earn designation update credit in this course, you MUST have paid your annual dues. Please click the link to Pay your Dues
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The State of Nevada has only approved this course for 3 credits of Property & Casualty and 3 credits of Ethics.
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OVERVIEW AND TOPICS
Personal and Commercial Auto Issues
Using various case scenarios, participants will learn how the Personal Automobile Policy and Business Automobile Coverage form provide or exclude coverage for autos used in business and autos used for business and personal activities. They will be able to explain how coverage applies to individually owned autos used in business, autos used by partners, autos owned by small corporations, autos owned by corporations and leased to employees or principals, leased autos, and rented autos. They will examine personal auto liability coverage problems for newly acquired autos, vehicles used for livery and/or delivery, and furnished autos. They will identify limitations and exclusions for electronic equipment and custom equipment. They will study problems associated with rental cars and other vehicles a person may have available for their use. They will learn the problems and discuss possible solutions to better serve their clients.
Hot Topics in Personal Lines
Participants will learn how personal lines insurance policies, including personal umbrella policies, cover and exclude activities common to families. They will discuss life sharing, home sharing, ride sharing, car rental concerns, vehicle valuation, vehicle sharing, coverage problems related to occupancy, trusts, cyber exposures, COVID-19 coverage challenges, personal liability vehicle problems, and other personal liability problems. They will identify the problems and discuss possible solutions to better serve their clients.
